Privacy and Business Policies

Privacy Policy
Thank you for visiting our web site. This privacy policy tells you how we use personal information collected at this site. Please read this privacy policy before using the site or submitting any personal information. By using the site, you are accepting the practices described in this privacy policy. These practices may be changed, but any changes will be posted and changes will only apply to activities and information on a going forward, not retroactive basis. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.

Note:  the privacy practices set forth in this privacy policy are for this web site only. If you link to other web sites, please review the privacy policies posted at those sites.

Collection of Information
We collect personally identifiable information, like names, postal addresses, email addresses, etc., when voluntarily submitted by our visitors. The information you provide is used to fulfill your specific request. This information is only used to fulfill your specific request, unless you give us permission to use it in another manner, for example to add you to one of our mailing lists.

Cookie/Tracking Technology
The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Distribution of Information
We may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) investigating fraud which has already taken place. The information is not provided to these companies for marketing purposes.

Commitment to Data Security
Your personally identifiable information is kept secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information. All emails and newsletters from this site allow you to opt out of further mailings.

Privacy Contact Information
If you have any questions, concerns, or comments about our privacy policy you may contact us using the information below:

By e-mail: richard@rosemarybredeson.com
By Phone:  410-279-0817

We reserve the right to make changes to this policy. Any changes to this policy will be posted.

Return Policy for Items or Services Purchased Online
We understand that returning products is often a frustrating experience, but Rosemary strives to make the process a simple and straightforward one. If you are not satisfied with your purchase, we will gladly help you to return your product, when it falls within the guidelines below.

To return items purchased on this site, you may follow these steps to return them by mail:
   1. Pack your return in the original package if possible.
   2. Include a note and indicate the reason for the return.
   3. Include all original packing materials, instructions and accessories to avoid additional fees.
   4. For proof of delivery, we recommend that you return items via insured USPS.
   5. Please send all returns to:
      A New Alliance for Change, LLC
      PO Box 89
      Severna Park, MD 21146

You are responsible for all shipping charges. But if the return is the result of our error, you will not be charged for return shipping. We will add your cost of shipping to your refund amount.
Please do not return items COD. Any charges for COD shipments will be deducted from your refund amount.

Return Period
Return your item anytime from the date you received the item(s) within 30 calendar days.

Non-Returnable Items
Some items, especially service items, are not able to be returned including:

  • Digital Content (e.g. meditation downloads)

  • Items that have been damaged through customer use or abus

  • Services, such as telephone coaching sessions  that have already been delivered or are scheduled for delivery within 24 hours of an appointment.

Items That Are Defective, Damaged in Shipping, or Incorrect
If you return an item that is defective, is not the item you ordered, or was damaged in shipping, you will receive a credit. You may then choose to purchase a replacement item online.

Exchanges
Items purchased online are not exchangeable. Services scheduled online can be rescheduled to a later time if this is done at least 24 hours in advance of the scheduled service.

Missing Item or Damaged Product Fee
If the product is missing the original box, packaging material, contents, accessories and/or manuals, a missing item or damaged product fee may be charged.

Promotional Items and Bundles
As a benefit to our customers, Rosemary occasionally offers promotional items and savings with a purchase or enhanced savings on a bundle of items when they are purchased together.

  • When a promotional item is returned, the value of the promotional item is deducted from the refund amount. For instance, if you purchase a package of services with a discounted price for the "bundle" and you then decide to cancel further services beyond the first one, then the full price for a single session will be deducted from the bundled services price before the refund is provided.

  • When an item included as part of a promotional bundle is returned, the bundled discount is voided and the value of the bundled discount will be applied to the refund. This could result in additional funds being owed to Rosemary. For instance, if you receive $200 in savings when you purchase a series of sessions and you cancel the last session, then the $200 discount is voided and the balance of the delivered sessions will be computed at full price.

Rosemary Discretion
Rosemary reserves the right to deny any return. Additional exclusions may apply.

Shipping Policy
Physical Products

All physical products are shipped by standard mail via the USPS and are insured for replacement value. See our Return Policy for instructions on returning physical products.

Digital Products

All digital products are delivered online either through direct down-load by the customer or through email services at Rosemary's discretion.

Digital products can not be returned.

Services

Services, such as coaching and consultation sessions, seminars, teleseminars, workshops, etc. are delivered either in person or telephonically. Time, place and method of delivery are specified in advance. Cancellations or rescheduling of any service must be made at least 24 hours in advance of the scheduled time of service delivery for any refund. See our Return Policy.